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Lending patterns in poor neighborhoods

Richter, Francisca G. - C. ; Craig, Ben R.

Journal of Economic Behavior & Organization, Nov, 2013, Vol.95, p.197(10) [Tạp chí có phản biện]

ISSN: 0167-2681

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  • Nhan đề:
    Lending patterns in poor neighborhoods
  • Tác giả: Richter, Francisca G. - C. ; Craig, Ben R.
  • Chủ đề: Federal Reserve Banks -- Analysis
  • Là 1 phần của: Journal of Economic Behavior & Organization, Nov, 2013, Vol.95, p.197(10)
  • Mô tả: To link to full-text access for this article, visit this link: http://dx.doi.org/10.1016/j.jebo.2013.03.005 Byline: Francisca G.-C. Richter, Ben R. Craig Abstract: acents We model subprime lending rates across neighborhoods in order to capture social effects differences in poor and less poor neighborhoods. acents We use a Dual Regime Spatial Durbin model on 2004-2006 data for Cuyahoga County, OH, a region with neighborhoods highly segregated by income and race. acents The patterns found in poor neighborhoods suggest stronger social effects inducing subprime lending in comparison to less poor neighborhoods. Author Affiliation: Federal Reserve Bank of Cleveland, PO Box 6387, Cleveland, OH 44101-1387, United States Article History: Received 25 June 2010; Revised 17 January 2012; Accepted 2 March 2013 Article Note: (footnote) [star] We would like to thank Mark Schweitzer for providing helpful comments to this version., [star][star] The views stated herein are those of the authors and are not necessarily those of the Federal Reserve Bank of Cleveland or of the Board of Governors of the Federal Reserve System.
  • Ngôn ngữ: English
  • Số nhận dạng: ISSN: 0167-2681

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